Terms of Service

You must be at least 18 years old, of legal age to enter into a binding contract in your jurisdiction, and not legally barred from using the Service in your country of residence. Betcut is not directed at and is not available to minors.

The Service is currently offered in English with several localized languages and is generally available worldwide except where prohibited by law. Some features, content, pricing, payment vehicles (e.g. cryptocurrency simulation) or integrations may not be available in every region.

Betcut is a self-help and behavioral support tool for adults who want to reduce or stop gambling. It provides educational content, structured prompts, a streak tracker, a panic-mode urge ride-out, journaling, and an "Invest instead" simulation feature.

Betcut is not a medical device, a healthcare provider, a substitute for professional treatment, a brokerage, an investment advisor, a financial planner, a legal advisor, or a regulated financial service. Nothing in the Service constitutes medical, mental-health, legal, tax, or investment advice. Information provided is general and educational and may not apply to your specific situation.

If you are in a mental-health crisis, are at risk of self-harm, or are facing acute financial harm from gambling, contact emergency services or a problem-gambling helpline immediately. In the US, call 1-800-GAMBLER (free, 24/7).

You sign in to Betcut with Apple Sign In or Google Sign In. You are responsible for keeping the underlying platform account secure and for all activity that occurs under your Betcut account. Notify us promptly at security@betcut.app if you suspect unauthorized access.

You agree to provide accurate information during onboarding so your personalized plan reflects your real situation. You may update or correct it at any time in the App. We may suspend or terminate accounts where information is materially false or where required to protect the Service or other users.

Betcut is offered as a paid auto-renewing subscription with an optional free trial. All subscriptions are sold and managed exclusively by the Apple App Store. Apple charges your payment method on file at the price disclosed at checkout and handles taxes, refunds, renewals, and cancellations under the Apple Media Services Terms and Conditions.

Pricing, currency, trial length, and tier names may vary by region and may change from time to time. The price shown to you at checkout in the platform store is the price you pay.

If you start a free trial, you will not be charged until the trial ends. Auto-renewal is enabled by default per Apple's rules — to cancel, manage your subscription in your App Store account; cancellation takes effect at the end of the current paid period. We do not offer prorated refunds for unused time except where required by applicable law.

Because all billing is operated by Apple, refund requests should generally be directed to Apple. We can help troubleshoot but cannot issue App Store refunds directly.

These additional terms apply to the iOS App and are required by Apple Inc. ("Apple"). The terms in this section operate as an agreement between you and us only; Apple is not a party.

• These Terms are between you and Soundswire LLC, not Apple. Soundswire LLC, not Apple, is solely responsible for the iOS App and its content.
• The license granted to you for the iOS App is limited to a non-transferable license to use the App on Apple-branded products that you own or control, as permitted by the Apple Media Services Terms and Conditions and the Usage Rules in the App Store Terms.
• Apple has no obligation to provide maintenance or support for the App. Any maintenance and support is the sole responsibility of Soundswire LLC.
• Apple is not responsible for any product warranties, whether express or implied by law. In the event the App fails to conform to any applicable warranty, you may notify Apple, and Apple will refund the purchase price for the App to you (if any). To the maximum extent permitted by law, Apple has no other warranty obligation with respect to the App.
• Soundswire LLC, not Apple, is responsible for addressing any claims relating to the App or your use of it, including product-liability claims, claims that the App fails to conform to any legal or regulatory requirement, and claims arising under consumer-protection or privacy law.
• In the event of a third-party claim that the App or your possession and use of the App infringes that third party's intellectual property rights, Soundswire LLC, not Apple, is solely responsible for the investigation, defense, settlement, and discharge of any such claim.
• You represent that you are not located in a country subject to a US-government embargo or designated by the US government as a "terrorist supporting" country, and that you are not listed on any US-government list of prohibited or restricted parties.
• Apple and Apple's subsidiaries are third-party beneficiaries of these Terms, and upon your acceptance, will have the right (and will be deemed to have accepted the right) to enforce these Terms against you as a third-party beneficiary.

Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, non-sublicensable, revocable license to install and use the App on a device you own or control, and to access the Service for your personal, non-commercial recovery use. All other rights are reserved.

You agree not to:

• Use the Service to facilitate, promote, run, market or coordinate any gambling, betting, lottery, or wagering activity, or to scrape or reverse-engineer any feature for use in betting or trading products.
• Submit content that is unlawful, defamatory, harassing, hateful, threatening, sexually explicit, that exploits minors, or that impersonates any person.
• Attempt to access another member's account or data, decrypt data, probe for vulnerabilities, or interfere with the security or integrity of the Service.
• Resell, sublicense, rent, lease, or otherwise commercially exploit the Service without our prior written permission.
• Use the Service in violation of any applicable law, including laws regulating gambling, advertising, securities, health information, or consumer protection in your jurisdiction.
• Use any robot, scraper, AI agent, or automated means to access the Service or extract content other than indexing by public search engines pursuant to our robots policy.

We may suspend, restrict, or terminate accounts that violate these rules, with or without notice, and we may report unlawful activity to authorities.

You retain ownership of the journal entries, urge logs, reflections, and other content you create in Betcut ("Your Content"). You grant us a worldwide, royalty-free, sublicensable license to host, store, transmit, process, display, adapt for technical purposes, and back up Your Content solely to operate, secure, and improve the Service for you.

We do not use Your Content to train artificial-intelligence models, our own or any third party's, and we do not sell or license Your Content to anyone.

You can delete Your Content at any time from the App settings (Profile → Settings → Delete my account). To request an export, write to privacy@betcut.app. You are solely responsible for the legality and accuracy of Your Content.

If you send us suggestions, ideas, or feedback about the Service, you agree we may use them without restriction or compensation. Feedback is provided non-confidentially.

The "Invest instead" feature, money-redirect tracking, projections, milestones, and any other monetary or asset-related information shown in the Service are educational simulations only. They are intended to help you visualize the long-term cost of betting and the benefit of redirecting that money. They are not, and must not be interpreted as:

• investment advice, recommendation, or solicitation;
• a brokerage, custody, advisory, or money-transmission service;
• tax, accounting, legal, or fiduciary advice;
• a forecast, guarantee, or assurance of future performance.

Betcut does not place trades or move money on your behalf. Any decision to deposit, hold, buy, sell, or transfer real money or any asset (including stocks, ETFs, indexes, or cryptocurrencies such as Bitcoin or Ethereum) is yours alone, made outside the Service, in accounts you control. You bear all risk of loss.

Past performance does not predict future results. Markets and crypto assets can lose substantial value rapidly. Projections shown in-app are based on stated historical or hypothetical performance and do not account for taxes, fees, slippage, or your individual circumstances. You should consult a licensed financial professional before acting on any information shown in the Service.

The Betcut name, the Betcut chip mark, the App design, content, prompts, plan templates, copy, illustrations, source code, and underlying software are owned by Soundswire LLC and its licensors and are protected by copyright, trademark, and other laws. Except for the limited license in section 7, these Terms do not grant you any right or license to our intellectual property, and any unauthorized use is prohibited.

The Service relies on third-party providers including Apple and Google (sign-in and subscription billing), Cloudflare (hosting and edge delivery), our database hosting provider, our authentication and email-delivery providers, and PostHog (privacy-respecting product analytics). Their availability, terms, and policies are outside our control, and outages or changes by them may affect the Service. We do not endorse, and are not responsible for, third-party content or services accessed through the Service.

You may stop using Betcut and delete your account at any time from the App. We may suspend or terminate your access if you materially violate these Terms, if continued provision becomes illegal or impractical, if your account has been inactive for more than 24 months, or if we discontinue the Service. We will give reasonable notice when we can.

Account deletion is permanent and cannot be undone. When you delete your account from inside the App, we permanently erase your account and every piece of recovery data tied to it — streaks, urge logs, journal entries, milestones, redirected amounts, plan, and preferences. There is no recovery window and no support escalation that can bring it back. Deletion runs immediately in our live database. We do not maintain per-account backups, archives, or cold storage; the only backup we operate is an automated daily snapshot of our managed PostgreSQL database (Neon) for disaster recovery, with a 14-day retention window, which we do not restore from to undo individual deletions. We retain only the limited records required by law (tax, accounting, fraud-prevention, App Store subscription history). If you may want a copy of your data, email privacy@betcut.app before you delete; once deletion runs we cannot reproduce it. Sections of these Terms that by their nature should survive termination (intellectual property, disclaimers, limitations of liability, indemnification, governing law, arbitration) will survive.

THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITH ALL FAULTS AND WITHOUT WARRANTY OF ANY KIND. TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS, IMPLIED, OR STATUTORY, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY, NON-INFRINGEMENT, QUIET ENJOYMENT, AND ANY WARRANTY ARISING OUT OF COURSE OF DEALING OR USAGE OF TRADE.

We do not warrant that the Service will be uninterrupted, secure, error-free, or free of viruses or harmful components, that defects will be corrected, or that any specific recovery, financial, or behavioral outcome will be achieved. You use the Service at your own risk.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT WILL SOUNDSWIRE LLC, ITS AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, OR LICENSORS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, REVENUES, DATA, BUSINESS, GOODWILL, OR OTHER INTANGIBLE LOSSES, arising out of or related to your access to or use of, or inability to access or use, the Service, including damages arising from gambling losses you sustain whether before, during, or after using the Service, from any investment or financial decision you make based on information shown in the Service, from setbacks or relapses, from data loss, or from third-party conduct, even if we have been advised of the possibility of such damages.

Our aggregate liability for any and all claims arising out of or related to these Terms or the Service, regardless of the form of action, is limited to the greater of (i) the total amount you paid Soundswire LLC for the Service in the twelve months preceding the event giving rise to the claim, or (ii) USD one hundred dollars ($100).

Some jurisdictions do not allow the exclusion or limitation of certain damages. To the extent these limitations are not enforceable, our liability is limited to the smallest extent permitted by applicable law.

If you live in the United States, you and Soundswire LLC agree that any dispute, claim, or controversy arising out of or relating to these Terms or the Service ("Dispute") will be resolved by binding individual arbitration administered by the American Arbitration Association ("AAA") under its Consumer Arbitration Rules, instead of in court, except for small-claims matters that qualify for small-claims court and disputes about intellectual-property infringement.

You and Soundswire LLC waive the right to a trial by jury and the right to participate in a class action, class arbitration, or representative action. The arbitrator may not consolidate more than one person's claims, and may not preside over any form of representative or class proceeding.

Arbitration will take place in Wilmington, Delaware, or via remote means; the law of Delaware will govern, except that the Federal Arbitration Act governs the interpretation and enforcement of this arbitration provision. You may opt out of arbitration by emailing legal@betcut.app within 30 days of first accepting these Terms with the subject line "Arbitration Opt-Out".

You agree to defend, indemnify, and hold harmless Soundswire LLC and its affiliates, officers, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising out of or in any way connected with your access to or use of the Service, Your Content, your violation of these Terms, your violation of any third-party right (including intellectual property or privacy rights), or your violation of any applicable law.

These Terms are governed by the laws of the State of Delaware, United States, without regard to conflict-of-laws principles. Subject to the arbitration provision in section 16, the exclusive jurisdiction for any Dispute is the state and federal courts located in Delaware. Mandatory consumer-protection laws of your country of residence may grant you additional rights which these Terms do not override.

We are not liable for any failure or delay in performance caused by circumstances beyond our reasonable control, including acts of God, natural disasters, war, terrorism, civil unrest, governmental action, pandemics, labor disputes, internet or infrastructure outages, or third-party service failures.

If any provision of these Terms is found unenforceable, the remaining provisions will remain in full force and effect. Failure to enforce any right is not a waiver of that right. You may not assign or transfer these Terms or your account without our prior written consent. We may assign these Terms, in whole or in part, to any successor in interest. These Terms, together with the Privacy Policy and any in-product notices, constitute the entire agreement between you and us regarding the Service.

If you believe content in the Service infringes your copyright, send a DMCA notice to dmca@betcut.app including the elements required by 17 U.S.C. § 512(c)(3). We will respond consistent with the DMCA and may terminate the accounts of repeat infringers.

We may update these Terms from time to time. When we make material changes, we will notify you in-app, by email, or on betcut.app at least 14 days before they take effect (or sooner if required by law). The updated Terms apply to use of the Service after the effective date. If you do not agree to the updates, stop using the Service before they take effect.

Soundswire LLC, operator of Betcut. Questions about these Terms? Write to legal@betcut.app. For account or billing help, use hello@betcut.app.